It’s important for us to understand your business structure so we can offer you the products most relevant to your needs.

Limited Company

You provide your services through a limited company of which you are the Director or are purchasing cover on behalf of the Director for the services provided by the limited company.

A limited company is a private company which has a separate legal responsibility to its owners and directors.

Sole Trader

You provide your services as an individual and are the exclusive owner of your business.

The set up of your business may be limited to simply applying for Self Assessment with HMRC.

Partnerships

You provide your services through a limited company as the joint owner with another individual. You are purchasing cover for the services provided by the limited company.

If you don’t feel that any of the provided options suit your business, please get in touch with the team on 0116 269 0999 for assistance.

       

It’s important for us to understand what you do so we can offer the appropriate cover for the services you’re providing.

Please select the most suitable description for the services you provide and wish to insure.

If you don’t feel that any of the provided options suit your business, please get in touch with the team on 0116 269 0999 for assistance.

        

To help us provide an accurate quotation, please select the total number of people, including yourself, who work in your business.

This includes all directors, employees, labour only subcontractors, those on work experience, and voluntary workers

       

To help us ensure you’re suitably covered, please select the bracket which represents the annual turnover of your business at the end of the last complete financial year.

If you haven’t yet been trading for that long, please select based on your reasonable expectation for the coming financial year.

What is annual turnover?
Annual turnover is the complete sum of sales made by a business in a year before tax and expenses are deducted.

What is a financial year?

If you are providing services via a limited company, your financial year end will usually be the end of the month in which your company was incorporated. You can find your year end by locating your company on the Companies House website.

If you are providing services as a sole trader, your financial year end will follow the UK tax year which ends on 5th April each year.